D&DStrategic Consulting
Text Us · (254) 320-5305
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You're in

Welcome toD&D Strategic

Your enrollment is confirmed. You stopped waiting on your score to change on its own. Now we rebuild the structure behind it. Complete the steps below to activate your file.

Credit Structure · Approval Strategy · Funding Readiness
Activate your file

Your Next Steps

Three actions activate your file. After that, the system runs.

1

Keep Your Credit Monitoring Active

Required

Monitoring is how we see what the lenders see. It gives us access to your report so we can audit it, dispute it, and track every change round by round.

Signed up before your consultation? You're set. Keep that same account active and do not open a second one.
Not signed up yet? Use the MyFreeScoreNow button below.
Pricing: $1.00 activation, then $39.90/month after a 7-day trial. Billed directly by MyFreeScoreNow, not by us. Signing up does not affect your credit score.
  • Use a bank-issued debit or credit card. Prepaid cards are not accepted.
  • Your billing information must match your personal details exactly.
  • Your monitoring must stay active for the entire program. We work from it every round.

Disclosure: MyFreeScoreNow is an affiliate partner. If you sign up through this link, we may earn a commission. It costs you nothing extra and does not change the price you pay for monitoring.

2

Create Your CFPB Account

Required for filing on your behalf with the Consumer Financial Protection Bureau. Use the same email you gave us so everything stays connected.

3

Confirm Your Intake Form

This is what we build your file from. Every field complete and accurate.

Submitted it before your consultation? You're set. Skip to Step 4.
Didn't get to it? Complete it now. It opens as our Free Credit Consultation form. That's the right one.
  • Once your enrollment is processed, we email you a secure link to your Client Portal.
  • Your portal is where you track progress, upload documents, see real-time updates, and message our team.

Get the Client Portal App

Your portal also works as a phone app. On iPhone it's called Credit Tracking. On Android it's Credit Tracker. Same login as the web portal.

Tap a button to download. It opens in a new window, so this page stays open.

4

Watch Your Email

When your file moves from consultation to active client, your portal login arrives by email: your username and an auto-generated password. You may also get a second email with the app download link.

Heads up: these almost always land in Promotions or Spam, not your main inbox. Search your email for "D&D Strategic Consulting". Still nothing? Tap Forgot Password on the portal login screen and a new one is emailed to you, or text (254) 320-5305.

5

Inside the Portal

Log in with the credentials from your email. Then sign your service agreement and upload:

  1. State-issued ID or passport
  2. Proof of current address
  3. Social Security card or W-2

Nothing moves until these are in. This is the step that starts your first round.

What Happens After You Submit

Once your agreement is signed and your documents are verified, we audit your report and prepare your first round of disputes. Every update posts to your portal, so you never have to ask where things stand.

Most financial setbacks are not permanent. They are structural. When the structure is corrected, access changes.
David T. Smith · Founder
What you get

Your Portal. Your Strategy.

This is not surface-level repair. It's a structured credit strategy, and you can watch it work every day you're with us.

Inside your portal

24/7 Portal Access

Log in any time, day or night, to check your file.

Upload Response Letters

When bureaus or creditors respond, upload their letters straight into your portal so we can act on them fast.

Live Dispute Tracking

See which items have been removed and which we're still working on.

Direct Line to Our Team

Message us from inside your portal. No chasing, no guessing.

The strategy behind it

Audit & Dispute

Inaccurate negative items are identified, challenged and tracked every round.

Utilization Strategy

We show you how to restructure your balances so lenders see strength, not risk.

Account Positioning

We optimize how your accounts are positioned so your profile reads lender-ready.

Funding Readiness

When your profile is ready, we prepare you for personal and business funding.

Questions? Text Us.

Mon–Fri 10am–6pm · Sat 10am–2pm (CT)